Talking about money is a specialized communication skill set we all need to practice for your financial health and well being. You want to be able to discuss money with your spouse, parents, family, friends, associates and children in a positive, appropriate and self-enhancing manner. It’s time to learn how to talk about money,

We have been programmed to fear money conversations — whether asking for the sale or negotiating a salary increase – generally we would rather not. Let’s get past the fear and anxiety that preparing to talk about money produces and move to acquiring the communication skills needed to have successful money talks.

Start to incorporate money language into your everyday conversation. Talking about money is a major mindset shift because expanding your views about money will change your whole life.

Talking about money is big. So big and so important that I’ve started a new VIP Facebook group about it. We talk about money in all its forms – investments, savings, debt, and whether we feel good or not-so-good about it.

The group is a safe environment to learn more about money, how to attract it, keep it and make it grow for you. Join us on our new YES to Financial Fitness Facebook Group. I look forward to seeing you there. 

Regards,

Judith
The Money Lady

There is inner work involved in the process of  learning-more-about-money. Smart money management is about ensuring that you are working for your own best interests, for what you want in your life. It requires  self-management of your thoughts and emotions.

Money, and the Law of Attraction: Learning to Attract Wealth, Health, and Happiness, Esther and Jerry Hicks’ new book, will guide you in deciding who you are now and how to create what you want in your life.

… because such a high percentage of your thoughts in any given day reside around the topic of money or financial success, as soon as you are able to deliberately guide your thoughts, not only is it certain that your financial success must improve, but the evidence of that success will then prepare you for deliberate improvement in every aspect of your life experience.

Are you thinking it sounds good, but it’s not real for you? Have you lived in doubt or fear for so Full Story →

40 Money Tools from Mashable

Mashable is a wonderfully informative blog. This Online-finance post is from its archives, yet remains cutting edge. The money tools are organized by Budget Organizers & Financial Planning; Invoice Management; Financial Trading & Investment; Social Networks; Salary Reports; Online Payment Systems.

Click, skim and save for future use.

How to Raise Your FICO Score

The Money Professor has a lot Full Story →

Smart money management skills are part of the learn-about-money-so-you-can-protect-your-own-ass(ets) action plan. Learning the mechanics of money management is important. Why? Because you need to increase your money awareness, get clear on your personal finances, and stop the game of financial dishonesty that so many people play.

Smart money management skills provide us with clarity. You know your monthly income and outgo. You know the amount of money you have in the forms of cash expected, account receivables (money others owe you), savings and investments. You know what you owe in terms of bills, debts and long-term obligations.

An accurate cash flow analysis tells you when to expect cash to flow in and out of your business. A spending plan helps you see and be clear about your spending intentions, thereby affording you more control over your money. When you have a spending plan you’re less likely to do impulse buying. These are the analytical components of managing your money. Find and use the right tools, and perform ongoing analysis to stay on top of your unique money situation. Make it a routine. By doing so you gain the discipline and confidence that comes from knowing exactly where you stand.

Tools to Use

Set up systems that work for you. Some tools to consider are Mint.com for maintaining bank accounts. Use Quicken or Quickbooks for your personal and/or business accounting. Consistently use and maintain the tools you decide are best for your needs. It’s about Full Story →