What You THINKING?

posted by Judith Stephens

What are you focused on — right now, this minute? What are you thinking? What is your self-talk saying to you?

Are you thinking about the things you want in your life, or all the things you don’t want? Do you know what you want? Seriously, have you thought about it in detail? Have you named and claimed the resources you want? Do you focus on what you want or the things that you don’t want in your life, world and affairs?

From stinkin’ thinking

Are you thinking of lack, of not enough, of what you don’t have, and don’t want? Are your thoughts centered on the stack of bills on your desk, and the lack of funds with which to pay them? If you think of lack, it’s all you will get — which is the opposite of what you want.

Are you thinking about the flaws in your housing situation? About how unhappy your spouse makes you? Or how disruptive your children have been this summer? No matter what you are thinking, the Universe responds to you by considering it a request and granting the request of your thoughts! Isn’t that scary?

Your thinking is your reality. In a real sense, your beliefs create your reality. Whatever you focus on, and think about, is what you create. Wow. This is so deep, and in many ways so elusive and difficult to grasp, to appreciate, to GET.  Just so you know, this is not woo woo stuff.  It’s hard core quantum physics. Let me share a quote from a great book that explains the science behind this truth.

I’m reading The Answer by John Assaraf & Murray Smith.

So what are we saying here, that everything that is, is made of thought? That thought creates the physical world? Yes, that is exactly what we’re saying.

Your thoughts not only matter, they create matter. Thought is where everything comes from.

To more disciplined thinking

This is why it’s imperative that you learn to discipline your thoughts and get rid of ineffectual thinking. Ineffectual thinking are those thoughts about things that you do NOT want in your life. Your life is a reflection of your predominate thoughts. Change your mindset — your thoughts, beliefs, attitudes and perceptions — if you don’t like what has been showing up in your life.

An attitude of gratitude

Start your abundance thinking makeover with gratitude. Express thanks for the sun shining … or the gentle rain watering your garden. Say thank you for the people in your life, your great health, and the happy sounds of laughter around you.

Say thank you to the Universe, or God, or the Source of all there is for the work you do; for your car that started and got you safely to your destination; and for the beauty of the trees outside your office window. Break the gratitude down as finitely as you need to in order to stay centered on the good — on what you want– as you set a new auto pilot for your thinking.

Look at your life and see exactly what you’ve been focused on in the past. Now declare it a new day. Change your thoughts to change your life!

Peace and prosperity,

P.S. Get the best money tips, personal finance news and expert interviews. Subscribe to the new Financial Fitness eZine.

© 2010 Judith Stephens. All Rights Reserved Worldwide.

Being Broke Is A Waste Of Life!

posted by Judith Stephens

I’ve written several posts about money mindset that suggest how what we think about money determines how much money we have. Here’s another take on money mindset theme. This article, written by Luther Thompson Jr., was posted on the Black Enterprise LinkedIn Discussion board.

Why are you still tired, broke and enslaved?

The following is a list of the Top 20 principles of the wealthy.

1. The Broke think everything is too good to be true, while the wealthy think that getting a job sounds too bad to be true.

2. Broke people give up when things don’t go their way; a few disappointments and they are onto something else, saying things like “it wasn’t for me.” The wealthy work harder and become more determined when things go bad, and understand that you have to take the bad with the good to make it.

3. Broke people always have an excuse. Wealthy people say “my fault” and refuse to make excuses.

4. Broke people think that not getting what they want is OK. Wealthy people are disgusted at the thought of not getting what they want and will do whatever it takes.

5. Broke people always have to talk it over with their broke friends to make sure no one will make fun of them if they make a decision. Wealthy people think for themselves and could care less what their broke friends think.

6. Broke people are never coachable and teachable. Wealthy people are always learning, even when the money starts coming in, they never stop learning from those who were there first.

7. Broke people are scared of others. Wealthy people entrust in others and know that other people are crucial for their success.

8. Broke people are always procrastinating; they would rather talk about it, read about it, think about it, but never seem to do anything. Wealthy people hate doing anything but getting it done.

9. Broke people are glad when the day is over. Wealthy people love when the day begins.

10. Broke people think Wealthy people are lucky. Wealthy people put themselves into a position to be “lucky,” and then work hard to make the “luck” show up.

11. Broke people work by the hour. Wealthy people work by the month.

12. Broke people want to know that after 1 hour of work they have something to show for it. Wealthy people find broke people who think like that and make them their employees.

13. Broke people get excited they just got hired. Wealthy people think it is funny that someone could be fooled that easily; they are just making the wealthy person wealthier.

14. Broke people complain a lot. Wealthy people are thankful that no one shot at them today, they didn’t have to fight in a war, and that they don’t have a job.

15. Broke people are too concerned about what other people are doing. Wealthy people are only concerned about what they can be doing to get more done.

16. Broke people think that if no one is doing something, it must suck. Wealthy people think that if no one is doing something, it means more money for them.

17. Broke people think that if everyone (all 200 people at the meeting in a city of 1 million) is doing something, it must be saturated. Wealthy people think that broke people aren’t too bright.

18. Broke people think it is OK for other people to live where they want to live, drive what they want to drive, and do what they want to do.

19. Broke people are OK with the fact that they can’t do these things. Wealthy people get sick just thinking about being average.

20. Broke people think that other people’s opinions are worth more than their dreams. Wealthy people know that their dreams are worth more than other people’s opinions.

I have learned to be wealthy, you must learn from the broke and do not do what they do, nor think how they think.

To your success,

Luther Thompson, Jr.
Luther Thompson, Jr. & Associates

http://lutherthompsonjr.greatcareerplan.com

Thank you Luther!

Peace and prosperity,

Judith

Money Attraction Secrets! Teleseminar

posted by Judith Stephens

Are you ready to make real money? Are you motivated to get unstuck and uplevel your financial life? Interested in managing your money well?

On Wednesday, July 28, 2010 at 8pm Eastern, 5pm Pacific I’m hosting a free teleseminar about money. Registration is now closed.

On the teleseminar I’ll share business and spiritual tools you can use to attract more money into your life. I’ll talk about effective ways of thinking about money — mindset shifts. I’ll share two habits you can quickly adopt that will propel you to higher earnings. And as you attract more, there are three steps you can take to strengthen your money management skills.

This Event is for You if You’re Ready to Create a solid Foundation for Financial Fitness. It’s for you if you received a large settlement and unsure how best to manage it. This teleseminar is for if you’re tired of money remaining a mystery to you.

Register now to get the Call-in information for the Wednesday, July 28, 2010 teleseminar. Registration is closed.

Register today. I’m looking forward to seeing you on the call.

Peace and prosperity,

Judith Stephens
The Money Lady
_ _ _ _

Judith Stephens, MBA, The Money Lady, is a Financial Literacy Advocate and Money Management Strategist. A former corporate and small business executive, board member, investor, fundraiser and independent business owner, Judith combines analytical, spiritual, and management tools with a great sense of humor to help people learn to attract, invest and manage their money.
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PS. Do you have questions or want to talk more? Email me at Judith@YestoFinancialFitness.com.

PPS.  Tell your friends and colleagues about this training. They want it and will thank you for sharing.

Money Mindset Shifts

posted by Judith Stephens
Coins and banknotes, two of the most common ph...
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A supportive money attitude and mindset are required to attract money and keep it flowing in your life. Are your thoughts and beliefs supportive of prosperity and abundance, or do your beliefs reinforce scarcity and lack?

Mindset Alerts

Mindset Alerts refer to a non-supportive thought or belief you currently hold. As you hear yourself express limiting thoughts, it’s important to realize that such thoughts no longer serve your best interests or highest good. They impede your progress.

Thoughts about money that should signal High Alert include:

I’ll never have enough money.

It’s more spiritual to be poor than rich.

I’m not worthy of becoming wealthy.

Mindset Shifts

Mindset Shifts are better ways to think about old beliefs. You want to shift your thinking to beliefs that support you. As the saying goes, you must “change your mind to change your life.”

Mental Shifts might include:

I have more than enough money.

I manage my money well.

I am a good friend to my money and it stays with me.

Listen to Hear Yourself

Listen to your self-talk. Hear the beliefs you hold. Challenge the thought; don’t simply accept it. Ask yourself if the statement serves you today? If not, consciously change your thinking about that topic to one that works for you, instead of against you.

It’s empowering to monitor your thoughts. You will be amazed at the gunk that currently fuels your system. Remember GIGO — garbage in, garbage out. You’ll wonder where the gunk and garbage came from, and how long a particular belief has been governing your life. Monitor yourself.

Be brave. Pull the mental weeds of lack and limitation. Supplant weeds with roses. Do This For YOU. Breathe.

Peace and prosperity,

Judith Stephens

© 2010 Judith Stephens.  All Rights Reserved

Life Is A Beta. Do It Now. Perfect Later.

posted by Judith Stephens

Are you a perfectionist? Do you think … just a little more polishing and you’ll be ready to launch that two-year-old project you’ve revised, reworked and re-engineered to death?

Old School

Are you so old school that you were taught “if it is worth doing, it’s worth doing perfectly?” Well, let me share a truth with you. They were wrong. Your teachers, bosses, parents … all the people who pushed for perfection at the price of completion were off-base and out of step with this time.

I used to be a perfectionist. I made sure there were no critical omissions in my completed documents. The problem is that I didn’t publish as many articles as I might have if perfect wasn’t part of the goal. Actually, perfect was not my personal goal. It was the required operating procedure standing in the way of project completion.

Perfectionism was a girdle in the old-school world. It was tight, restrictive and painful. There was nothing fun about wearing the girdles I wore as a young woman. Why didn’t I question the need to adhere to such a rigid rule then?

I am not endorsing sloppy work. I don’t advocate half-ass effort. I am recommending that you allow yourself the creative freedom of knowing that good enough is good enough.

Life is your personal laboratory. It is yours to explore, experiment, and decide what’s most important to you. It is your place to dream, test ideas, and implement plans. To accomplish more in your life, think of life as a beta.

Do the best you can as quickly as possible, then launch the program, project, or venture. Revise and perfect it later. Think beta –the first iteration. The Microsoft method. Decide how to monetize the initial effort and price future updates. Get it done.

Launch Beta 1. Get Feedback. Revise. Improve. Price. Launch Beta 2 to a market of early adopters waiting expectantly, and to the later-adopters who have been waiting for Beta 2. What a great operating model. Rinse. Repeat. Replay.

Go launch your new product.

Peace and prosperity,

P.S. Get the best money tips, personal finance news and expert interviews. Sign up to the new Financial Fitness eZine.

P.P.S. Join me on Facebook. Click the Become a Fan Facebook button on the right.

© 2010 Judith Stephens. All Rights Reserved Worldwide.

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