Archive for the 'Money' Category
posted by Judith Stephens 30th, 2010
I’ve written several posts about money mindset that suggest how what we think about money determines how much money we have. Here’s another take on money mindset theme. This article, written by Luther Thompson Jr., was posted on the Black Enterprise LinkedIn Discussion board.
Why are you still tired, broke and enslaved?
The following is a list of the Top 20 principles of the wealthy.
1. The Broke think everything is too good to be true, while the wealthy think that getting a job sounds too bad to be true.
2. Broke people give up when things don’t go their way; a few disappointments and they are onto something else, saying things like “it wasn’t for me.” The wealthy work harder and become more determined when things go bad, and understand that you have to take the bad with the good to make it.
3. Broke people always have an excuse. Wealthy people say “my fault” and refuse to make excuses.
4. Broke people think that not getting what they want is OK. Wealthy people are disgusted at the thought of not getting what they want and will do whatever it takes.
5. Broke people always have to talk it over with their broke friends to make sure no one will make fun of them if they make a decision. Wealthy people think for themselves and could care less what their broke friends think.
6. Broke people are never coachable and teachable. Wealthy people are always learning, even when the money starts coming in, they never stop learning from those who were there first.
7. Broke people are scared of others. Wealthy people entrust in others and know that other people are crucial for their success.
8. Broke people are always procrastinating; they would rather talk about it, read about it, think about it, but never seem to do anything. Wealthy people hate doing anything but getting it done.
9. Broke people are glad when the day is over. Wealthy people love when the day begins.
10. Broke people think Wealthy people are lucky. Wealthy people put themselves into a position to be “lucky,” and then work hard to make the “luck” show up.
11. Broke people work by the hour. Wealthy people work by the month.
12. Broke people want to know that after 1 hour of work they have something to show for it. Wealthy people find broke people who think like that and make them their employees.
13. Broke people get excited they just got hired. Wealthy people think it is funny that someone could be fooled that easily; they are just making the wealthy person wealthier.
14. Broke people complain a lot. Wealthy people are thankful that no one shot at them today, they didn’t have to fight in a war, and that they don’t have a job.
15. Broke people are too concerned about what other people are doing. Wealthy people are only concerned about what they can be doing to get more done.
16. Broke people think that if no one is doing something, it must suck. Wealthy people think that if no one is doing something, it means more money for them.
17. Broke people think that if everyone (all 200 people at the meeting in a city of 1 million) is doing something, it must be saturated. Wealthy people think that broke people aren’t too bright.
18. Broke people think it is OK for other people to live where they want to live, drive what they want to drive, and do what they want to do.
19. Broke people are OK with the fact that they can’t do these things. Wealthy people get sick just thinking about being average.
20. Broke people think that other people’s opinions are worth more than their dreams. Wealthy people know that their dreams are worth more than other people’s opinions.
I have learned to be wealthy, you must learn from the broke and do not do what they do, nor think how they think.
To your success,
Luther Thompson, Jr.
Luther Thompson, Jr. & Associates
http://lutherthompsonjr.greatcareerplan.com
Thank you Luther!
Peace and prosperity,
Judith
posted by Judith Stephens 10th, 2010
A supportive money attitude and mindset are required to attract money and keep it flowing in your life. Are your thoughts and beliefs supportive of prosperity and abundance, or do your beliefs reinforce scarcity and lack?
Mindset Alerts
Mindset Alerts refer to a non-supportive thought or belief you currently hold. As you hear yourself express limiting thoughts, it’s important to realize that such thoughts no longer serve your best interests or highest good. They impede your progress.
Thoughts about money that should signal High Alert include:
I’ll never have enough money.
It’s more spiritual to be poor than rich.
I’m not worthy of becoming wealthy.
Mindset Shifts
Mindset Shifts are better ways to think about old beliefs. You want to shift your thinking to beliefs that support you. As the saying goes, you must “change your mind to change your life.”
Mental Shifts might include:
I have more than enough money.
I manage my money well.
I am a good friend to my money and it stays with me.
Listen to Hear Yourself
Listen to your self-talk. Hear the beliefs you hold. Challenge the thought; don’t simply accept it. Ask yourself if the statement serves you today? If not, consciously change your thinking about that topic to one that works for you, instead of against you.
It’s empowering to monitor your thoughts. You will be amazed at the gunk that currently fuels your system. Remember GIGO — garbage in, garbage out. You’ll wonder where the gunk and garbage came from, and how long a particular belief has been governing your life. Monitor yourself.
Be brave. Pull the mental weeds of lack and limitation. Supplant weeds with roses. Do This For YOU. Breathe.
Peace and prosperity,
Judith Stephens
© 2010 Judith Stephens. All Rights Reserved
posted by Judith Stephens 2nd, 2010
Are you a perfectionist? Do you think … just a little more polishing and you’ll be ready to launch that two-year-old project you’ve revised, reworked and re-engineered to death?
Old School
Are you so old school that you were taught “if it is worth doing, it’s worth doing perfectly?” Well, let me share a truth with you. They were wrong. Your teachers, bosses, parents … all the people who pushed for perfection at the price of completion were off-base and out of step with this time.
I used to be a perfectionist. I made sure there were no critical omissions in my completed documents. The problem is that I didn’t publish as many articles as I might have if perfect wasn’t part of the goal. Actually, perfect was not my personal goal. It was the required operating procedure standing in the way of project completion.
Perfectionism was a girdle in the old-school world. It was tight, restrictive and painful. There was nothing fun about wearing the girdles I wore as a young woman. Why didn’t I question the need to adhere to such a rigid rule then?
I am not endorsing sloppy work. I don’t advocate half-ass effort. I am recommending that you allow yourself the creative freedom of knowing that good enough is good enough.
Life is your personal laboratory. It is yours to explore, experiment, and decide what’s most important to you. It is your place to dream, test ideas, and implement plans. To accomplish more in your life, think of life as a beta.
Do the best you can as quickly as possible, then launch the program, project, or venture. Revise and perfect it later. Think beta –the first iteration. The Microsoft method. Decide how to monetize the initial effort and price future updates. Get it done.
Launch Beta 1. Get Feedback. Revise. Improve. Price. Launch Beta 2 to a market of early adopters waiting expectantly, and to the later-adopters who have been waiting for Beta 2. What a great operating model. Rinse. Repeat. Replay.
Go launch your new product.
Peace and prosperity,
P.S. Get the best money tips, personal finance news and expert interviews. Sign up to the new Financial Fitness eZine.
P.P.S. Join me on Facebook. Click the Become a Fan Facebook button on the right.
© 2010 Judith Stephens. All Rights Reserved Worldwide.
posted by Judith Stephens 8th, 2010
Are you still doing the same old tired things and hoping for different results? You want to increase your income by 20% this year. But you haven’t actually done anything to make it happen. You know this is the definition of insanity, right? Isn’t it time to change your mind? And a habit or two?
A change in your habits or behavior will bring about new results in your life. Shake things up! Take wobbly toddler steps in the right direction to get you started.
I stopped watching TV. As I watched successful people “entertain” me out of using my time more productively on my own projects, I decided it was crazy to watch them do their jobs at the expense of my own. So for the first time in years, I didn’t watch the Australian Open tennis tournament. I left Venus and Serena Williams to handle their business and I handled mine. It was liberating! Serena won without me. And I finished a new information product. I love progress!
You might want to introduce a daily walk to your routine. Use it to get clear on your goals as you clip along at a steady pace. Or spend 10 minutes meditating first thing in the morning. Or say two affirmations that resonate with you. Or list five things for which you’re grateful at the end of the day.
Decide one thing that you’ll accomplish today. Not just activities, but accomplishments, a completed assignment you can check off the To-Do list. Let these things represent a mindset and momentum shift for you. Commit that you will complete it by noon, or 3pm. Accept no excuses.
Will you write that proposal that’s been nagging you? If it’s not an income-oriented project, is it operational? Might you compile this month’s bills in one place — like a file folder? How about listing all of your expenses and totaling them? Give yourself the power of knowing exactly where you are financially. It means you have to stop playing games with yourself. What was it — money masturbation 101? Enough already.
Change some variable in your results equation to achieve the outcomes you desire. Make a change in your routine. Do it daily. Adopt habits to develop and strengthen your mental and money muscles. Do it for seven days. Then expect to see different results.
Let me know what habit you adopted, or unproductive habit you stopped. Did it help?
Peace and prosperity,
P.S. I invite you to subscribe to my new Financial Fitness eZine. Get the latest money tips, news and expert interviews. Simply click here and enter your name and email in the form.
posted by Judith Stephens 26th, 2009
On my Facebook page yesterday I posted: “I give myself permission to prosper.” Join me.
One of the reasons I like Facebook is because it’s responsive. People weigh in with their thoughts and opinions, which I value. I want to hear what my friends and fans think and feel. So I solicit their comments.
Several people said they would give themselves permission to prosper in 2010. My friend, llenar asked, why wait? Great question which gives me the space to explain a few of the benefits of participating in my Money Attraction Secrets Bootcamp.
Why Wait Until 2010?
Some people wait because s/he doesn’t know how or where to start. They want to learn the steps and receive specific direction in order to take focused action. Others wait because they desire to be part of a group-learning process. Group learning is an easier, more enjoyable and better learning model than individual coaching.
I’m teaching the steps to achieving prosperity, money attraction, and money management in my 8-week Money Attraction Secrets Bootcamp. It starts on Jan 5, 2010 at 8pm Eastern.
Prosperity is about love, success, time, joy, comfort, beauty, confidence, money and wisdom. It’s also about believing that you are worthy of having a better life. The Money Attraction Secrets Bootcamp is an opportunity to enhance your thinking around money as you prepare your 2010 Prosperity Plan!
Click to find out more and sign up for the Money Attraction Secrets Bootcamp.
Spiritual Tools
Here’s what is covered in 8-week Bootcamp. You’ll learn to use spiritual tools to jump start and keep your money flow energetic. You’ll enter a world and mindset of abundance, which is your birthright.
Money Management Skills
You’ll also discover the business skills you need to manage and grow your money effectively. You’ll design workable spending plans, estimate and balance your expenses, plan your purchases, develop a habit of saving to invest, and gain confidence using online money management and investment tools.
Your interaction with your money will be enjoyable for you’ve made money your friend. You know that you deserve the money you have, and you attract prosperity and permit it to stay with you.
Financial Fitness Academy
The Financial Fitness Academy community-building aspects of the Bootcamp are major. It’s a membership forum where you’ll mastermind and joint venture with others on the fast track to Financial Fitness. It’s where you brainstorm ideas, get support, and practice spiritual and business techniques in a secure, can’t-lose-money environment.
Give Yourself Permission to Prosper
You are worthy of having and enjoying money. Give yourself permission to prosper in 2010. You will attract more money participating in the Bootcamp than you will working alone. What are you waiting for? Sign up today. Join me!
Let me know what you think about giving yourself permission to prosper. Share your thoughts.
Peace and prosperity,
Judith Stephens, MBA
The Money Lady
PS. Please share this with your friends and business associates. Invite them to join you in the Bootcamp.
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